A Business Loan or Commercial Loan from EarnWealth can help you set up or expand your business. We understand that business finance is essential for existing firms in different phases of expansion, and thus we make procuring a Business Loan in India easy and simple. Our flexible business finance offerings come with terms that scale up to your needs. Here are some key features
Our business and commercial loans support businesses with big and small requirements. Borrow from Rs 3 Lakh to Rs 75 Lakhs. No security or collateral is required for obtaining a Business Loan.
Our flexible tenures on loans make repayment easy; you can choose your loan tenure for any period between 1 and 5 years*.
*Subject to conditions
We provide door-to-door service so that you can submit your application from the comfort of your office or home. EarnWealth Business Loans are available across 50 cities in India.
You can borrow more money by using the top-up facility available for existing borrowers.
EarnWealth provides unsecured Business Loans to a wide variety of small, medium and large enterprises, and professionals. We also provide top-up facilities for existing Business Loan customers who may require more credit at a later date.
|Income||Turnover 12 Lakh|
|Loan Amount||Minmium Rs 1 lakh Onwards|
|Work Experience||Minimum 3 Year|
|Basic Documentation||KYC, latest bank statements etc are required|
*Eligibility may vary as per scheme chosen
Our relationship manager will come to your premises to collect the documents for quick Business Loans.
After your documents have been collected, we will verify your business loan application; this may involve a personal discussion with you.
Get funds for your business
If the reports are satisfactory after verification, your loan will be approved and the money will be deposited in the same bank account for which the statement has been provided.
EarnWealth Business Loan documents are easy to obtain. We recommend that you put together your documents before you apply so that the application can be processed faster. We provide a Business Loan document checklist for your convenience, but please keep in mind that additional paperwork may be required.
Please review the Business Loan document checklist here:
*Requirement of Business Loan documents might vary according to the scheme chosen.
The most important criteria which help in quick approval of your Business Loan is the credit score. Scores ranging from 700-900 tend to get Business loans easily. In addition to the score, banks also check your income documents, i.e. the annual net profits, turnover etc to derive at the business loan eligibility.